What is required, and how do I get started?

  • We provide financing for equipment purchases of $3,000 or more.
  • Any business/organization can qualify, including Start-ups
  • Positive credit history with a 600+ credit score can qualify

The process is simple!

01.

Applying only takes a few minutes. We will contact you with your approved payment options and you choose the option that best suits your monthly budget.

02.

We will prepare your final documents with the payment that fits your budget and the equipment you need to grow your business.

03.

Your equipment is ordered and you will receive your equipment. It’s that easy!

💵
Revenue Generating
Using our financing, you can generate revenue on your equipment while making small, manageable monthly payments.
🧾
100% Tax Deductible
Lease payments may be fully tax-deductible as an operating expense. Consult your tax advisor today!
💳
Save your credit lines
Financing with HRF allows you to keep your existing lines of credit open and still acquire the equipment you need.
⏱️
Fast Approval Process
Fill out our one page application online anytime. Pick the term that best suits your business. All types of credit and start-up businesses qualify, too!
💰
Low Upfront Costs
Typical HRF lease programs only require two advance payments (or less) along with the documentation fee.
🚚
Always have the newest equipment
Impress your customers by always having the newest and most efficient technology. Keeping your equipment up-to-date will give you an edge on your competition!
FAQ Section
Can I own the equipment if I lease?
Yes, many HRF leasing options allow your business to own the equipment after your last payment is made. End of lease options include $1 buyout, Term Residual Lease, 10-15% buyout, or Fair Market Value leases.
Does my start-up business qualify?
Yes! We provide financing for start-up businesses. Let us help you grow your business for years to come.
What kind of equipment can I lease?
If you need it for your business, there is a good chance we have leased it. Almost any type of business equipment qualifies, even used equipment.
Is there a prepayment penalty?
With a lease, there is no prepayment penalty if you choose to pay off your contract early. If your goal is to pay the contract off early, we recommend choosing the shortest term that your budget can handle. This will provide you with the lowest out of pocket cost to fulfill your contract. Your early payoff amount is simply the remaining payments left in the contract, minus any discounts.
Does leasing equipment improve my cash flow?
Yes! Instead of expending your cash reserves, you can generate revenue while making low monthly payments. This keeps your cash reserves available for other expenses.
What if I have a low credit score or past bankruptcy?
We believe in second chances. Even if you have a previous bankruptcy and have re-established your credit, or simply went through a rough patch and missed a few payments, we can still get you approved.